If you want to have the worst experience in your life choose this company. Some plans will drop you after missing a single payment, while others may be generous enough to allow up to three missed payments. We are investigating their business practices. By an Act of Congress and the President of the United States, Heartland Legal Group, is a federally designated Debt Relief Agency. The Ultimate Consumer Guide to Checking Out a Debt Relief Company Before You Sign On the Line, These Private Student Loans Can Be Easily Discharged in Bankruptcy, Top 10 Reasons You Should Stop Paying Your Unaffordable Private Student Loan. If they check your credit report and see that you have kept one for your own use, they may cancel you from the program. Greenstone Legal Group What does it take to become one of the nations premier legal firms? According to the State of Michigan, the name Heartland Legal Group is an assumed name for Henry Legal Group. Given your situation, that seems like a solution that was worth exploring since cash is limited. We have assigned one of our escalated team members to review your account and reach out. Debt Consolidation Calculator Heartland National Bank After leaving the program due to no settlements after 6 months I requested a refund. I am making monthly payments to them, and they agreed that my debt would be settled in 7-9 months. | 501(c)(3) Non-profit Credit Counseling Organization. If you have an issue with Heartland Legal Group, wed be happy to discuss it with you. How to Enroll in the InCharge Debt Management Program. Heartland Legal Group practices under a trade name and therefore in states where required, utilizes the services of and identifies the duly licensed lawyers in those states. Never received a email from any lawyer or anybody from this team. I can now see a light at the end of the tunnel. On July 26, 2021, BBB contacted the company seeking their voluntary cooperation in eliminating a pattern of complaints alleging contract and customer service issues. China Thank you all so much for helping me because it has changed my outlook on my finances going forward and has taught me (again) not to jump on anything because it looks good because you will pay for that later. Heartland Legal Group Reviews | Read Customer Service - Trustpilot Join the 263 people who've already contributed. Their representatives explained the process, and I was able to get started quickly. I have been paying over $550.00 a month I enrolled 5 accounts in this program, one which I was only 2000 dollars. They have lied to me several times and not once did they help me with my creditors. Can I remove an account from the debt management program? Warm Regards,The Client Experience TeamReference ID: GT4432572, All of you who has recently signed up with heartland legal please cancel with them an go to your home town lawyer because heartland doesn't even get u a lawyer an I had creditors calling me at work an said they never even heard from heartland legal so please do not use them. *In Canada, trademark(s) of the International Association of Better Business Bureaus, used under License. Thank you, Cordoba Legal Group. After they got all 30 monthly payments from me the creditor offered a %60 settlement. This company deserves to get sued. All they do is redistribute the money you owe to themselves and then leave you with the debt they were supposed to resolve. Hello Dan, Thank you for taking the time to provide us with feedback. Debt consolidate : FinancialPlanning - Reddit The plan is a voluntary agreement. If I could give a zero I would!!! Make sure you researched the positives and negatives attached to these choices before diving in. Hello - It is our intent that each client be pleased, comfortable and informed about their program. The people on the phone are very well trained crafty. Your experience matters. Real estate investing, purchasing, development, contract law and sales. Money Personality Quiz and Test. Last year I could no longer pay the $496/mo due to my bank account closing and financial issues. WORTHLESS. You might also want to ask them why they did not just suggest a Chapter 7 bankruptcy that would eliminate your debt in about 90 days for less than $2,000 in fees. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. We would like to have one of our escalated team members review your account and reach out to you. I called heartland Legal group to inquire what had happened to all the monies collected from my account and why I was not represented as promised. I signed up for debt relief in June 2020. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. What were the fees charged for the services you received? We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. Verification can help ensure real people write reviews about real companies. The goal of this page is to allow people to share information that may be important to help others to make a more informed decision regarding their experience with this debt relief company. How Much Debt Do I Need For The Debt Management Program? Credit cards are usually the source of trouble for people in debt management programs, and the time spent in a program is a chance to wean off of them. The problem with canceling a debt management plan before youre finished is that it creates (or recreates) the problems that got you in trouble. This amounted to around 1900.00 they are refusing to refund me. The Honest and Unvarnished Truth. A credit counselor may contact you to verify that this is in your best interests, but it is not hard to get out of the agreement. As soon as I can get out from this nightmare I will!!! They assured me they would. I have begun the process. Debt consolidation is a massive scam and Heartland Legal group has been dishonest with me every step of the way all just to continue charging me fees and stealing my money instead of helping me rebuild my credit like they claim to do. Sincerely, Heartland Legal Group. Was the company easy to communicate with before or after you became a client? Is it possible to recover the money given to them? Hired Heartland Legal group to consolidate my bills. You still have credit card debt; you still need debt relief, and you likely will lose the concessions from creditors that gave you a chance to be debt-free. During this past year they have always answered my questions. The company also seems to be keeping $5000.00 of my money for fees. The majority of my payments were going towards various fees and virtualy nothing went to accumulating a balance to settle my debts. 251 Little Falls Drive However, my last account was approved for a settlement but Heartland did not follow through with settling my account. Another substantial Customer Service Team Member (Chelsea Kennedy). London E14 5HU On September 24, I called and restated I want to cancel the service. She called the credit card companies and found out that in the 9 months she hired Heartland NONE OF HER BILLS have been addressed, or paid!!! I get frequent strategy calls from them, where I speak with a live Heartland representative. Paid 1000s in fees far beyond the debt I originally had. First, consulting with a lawyer as soon as possible is essential. Side Hustle Review - Is It Too Late To Make Money With A Helium Miner? +31 343 430303, Digital Brand Services I have never had a experience like this before so it's been quite difficult, I am having a hard time dealing with the collection calls, since we have never been late on a payment. I would have saved money repaying %100 of the debt myself. Warm Regards,The Client Experience TeamReference ID: 03270315. They took alot of money from me in services and fees which no one could give me an actual explanation of what the fees are for. They literally have done NOTHING to help her, just collected her money. Debt consolidate I am being told by the bank that debt consolidation are incurring interest on our bills we put in them and wont do anything for like 7 months and we're racking up interest and going to get screwed. FALCON GROUP (LUXEMBOURG) SA (LEI# 222100VJGHQYLWI72C24) is a legal entity registered with LONDON STOCK EXCHANGE LEI LIMITED. I have only been in the program for a few months, but everything and everyone I've interacted with has been extremely helpful. Business Portal As the largest provider of dedicated account services in the debt settlement industry, we offer the highest level of service. Did you have a really good experience you can share? I was told that I signed a contract with all fees being clear before signing. Still, Henry Legal Group AKA Heartland Legal Group says it is located at a different virtual Regus address. We are sorry to hear of your negative experience but our goal is to help all our clients find financial freedom. My journey has been a reasonably good one; as soon as something unusual occurs, I get in touch with Client Services; and counsel and guidance is given. If you decide to part ways with your debt management plan, you still need a plan to deal with your debt. Global Holdings is here for you on every step of your journey out of personal debt. I came across a letter that one of my creditors would be going taking me to court. They charge you about 25% of what you owe. You may consider cancellation if your financial circumstances change dramatically. Heartland Financial Services, LLC - Better Business Bureau +49 (0) 611 71200900, 3rd Floor Fleming Court We would like to have one of our escalated team members review your account and reach out to you. We will be in contact soon. Talk to us about: Home | Privacy Policy | Terms and Conditions | Contact Us. 2023 Trustpilot, Inc. All rights reserved. It seemed legit, given that a notary came to my home and everything, but Im not sure. I was informed also, that, If I was summoned, I would be represented by an attorney assigned to my case. I pray that I have not been paying money just to be scammed. #11-03/04, Bugis Junction Towers Have been paying them $549.60 since June 2020. Lessons Learned. Interestingly enough, the website of Sequara Henry does not appear to mention settlement. Cookie Notice Direct Accounting Consolidation Parent: Ultimate Accounting Consolidation Parent: Office Location. The longer you wait, the more difficult it will be to get your debt under control. Everyone has shown professional courtesy and my questions or concerns were taken care of! | Read 21-40 Reviews out of 242 . Pros. I'm grateful for their program and am excited to receive their assistance during a challenging time. Heartland Legal Group | Better Business Bureau Profile What Happens After I Enroll In The Debt Management Program? However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles. Get a Quote. I just got a summon and i have to go to court because none of my debts are being working on. Woudenbergseweg 11 She was completely knowledgeable, kind, efficient, and thorough. Companies can ask for reviews via automatic invitations. BBB Business Profiles generally cover a three-year reporting period. Hello M, We thank you for taking the time to provide us a feedback and we are truly sorry to hear about this poor experience. Your experience matters. They are some awful people make you think you will get rid of your debt and then rip you off and not pay over 8000 dollars or more. I was told they would only return about $1,000 of my money. 350, Bloomfield Hills, MI 48304 1-866-490-4128. #23-01, 30 Raffles Place Unfortunately with the information provided we are unable to locate your account. In Feb 2021, I received a court summons from Discover, suing me for about $15,000. I am being told by the bank that debt consolidation are incurring interest on our bills we put in them and wont do anything for like 7 months and we're racking up interest and going to get screwed. All of the correspondence received from my creditors are sent easily through the portal as well as extra funds. I have been going back and forth with them for 6 months, calling weekly, to attempt to resolve this account. Is the Settlement Program Through Heartland Legal Group a Scam? This is a positive experience for me. Hired Heartland Legal group to consolidate my bills. This calculator is designed to help determine whether debt consolidation is right for you. . I have 24K in credit card debt. Beware of the hidden fees associated with Heartland Legal and Global Holdings, LLC. This process above all needs to be comforting and Heartland Legal Groupdefinitely is. We are a law firm in Florida. Heartland Legal Group Reviews | Read Customer Service - Trustpilot Our People | Alter Domus Thanks to everyone at Heartland Legal. Yes, you can remove individual accounts from your debt management plan. How did you feel about the customer service experience you received? I thought that is what they do! Companies can ask for reviews via automatic invitations. How to Try to Get a Refund From a Debt Relief Company, The Ultimate Guide to Dealing With Student Loans You Cant Afford. Read 1 more review about Heartland Legal Group. If I had not started doing the math I would probobly be paying these vamps until the day I died. They refuse to refund fees. Change Your Mindset. Customer Service has been great! They have done very little, they have settled approximately $1000 in debt but have taken all but approximately $700. Facsimile: +1 302 636 5454. God bless. My example had a total debt of 20,960.00 dollars, they promised me that I would only pay 15,735.6 making payments of 437.10 X 36 months, that I would obtain savings of 5,682.30 dollars, now that you have no choice because they are already forcing you to continue in the program paying because otherwise you have to make the payments on your own and they have already taken the amount of money they want, they solve it very easily by saying "we are sorry sir but it was an estimate", they ended up paying more than with the debt that you had, in my case, paying 21,692.90 or 732.90 above the original debt. It never was and now I have a judgement and additional collection against me. No. Did the company give you the terms and conditions for the program you were interested in before you gave them any personal information? We help people file for bankruptcy relief under the Bankruptcy Code. Each of these programs has positive and negative aspects, particularly regarding the impact on your credit score. I entered into agreement with them to help decrease my stress with finances and all they have done is continue to stress me out always wanting more money drafted out of my account, they have gotten so much more money from me that I would've been better off making negotiations on my own!!! February 03, 2022, 3:12 p.m. EST 2 Min Read. August payment of $355 was deducted from my account soon afterward I contacted my bank and stop all future payments. The address is 2, ROUTE D'ARLON, Strassen, LU-LU, L-8008, LU. Cordoba Legal Group started working on my collections a little short of a month ago. According to the State of Michigan, the name Heartland Legal Group is an adopted name for Henry Legal Group. I called them after not hearing from them (10-06-2021), I then asked, and was let aware that, after $3,541.76, and almost 1.5 years later only $500 are in the account, most of it went to fees. +61 3 9611 9519, 10/F Unit 2, NEO Visit Website. How To Know If A Debt Collector Is A Scam | Bankrate I have paid $487.84/month into this company for eleven months, resulting in $5,366.24 in payments. Outside United States: +1 302 636 5400. You can cancel a debt management plan, but you cant cancel debt, not as easily anyway. You have to be patient. For more information about these financial calculators please visit: Dinkytown.net Financial Calculators from KJE Computer Solutions, Inc. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. Terrible experience. No law or rule says you cant re-open accounts that have been removed. Henry Legal Group, LLP, was registered in Michigan on September 18, 2019, and is registered in Southfield, MI. Find out how we combat fake reviews. Lessons Learned. DISGUSTING DISGUSTING COMPANY! 20221 an 10 mois. It has been going well so far, I will update this post as things progress and negotiations with creditors continue. I always initiated contact. Here are a few things that happen when you stop paying your debt management plan: If you dont think youll be able to make your monthly payments, call your counselor and ask about any other options available to you. When you ask for a manager they dont and if they say they will call you do not believe them. Toll Free: +1 866 403 5272. My complaints against Heartland Legal Group are the same as the rest. $17,300 dollars sent in just under 3 years to this company heartland Scammers legal group. They did absolutely NOTHING for me. Home Credit Card Debt Relief Debt Management How to Cancel a Debt Management Program & Remove An Account. +33 (0)1 40 41 65 30, Georg-August-Zinn Strasse 2 All examples are hypothetical and are for illustrative purposes. 100 Yutong Road, I contacted them today (8/18/2021) to cancel this program because they were not getting me any results. Just talk directly to whoever you owe money with. Canada Here are 8 tips for writing great reviews. All my debts still the same. Note that complaint text that is displayed might not represent all complaints filed with BBB. Only thing there good at is taking your money and then asking for more. I enrolled in this debt elongation program about 1 year ago. I am going to reach out to a local attorney here in Ohio. Privacy Policy. Sent to Heartland as instructed but never heard back. +353 1 566 8890, The Station Questions of a company being a scam or legit are always difficult because those terms can mean different things to different people. This has been the most unprofessional and pathetic company that I have ever had to deal with. Somehow I got in touch with Heartland Legal Group. I was working with heartland legal to settle unsecured debt. +46 8 553 402 00, Maarsbergen Heartland Legal Group Reviews | Read Customer Service - Trustpilot 200070 China My Account Login | Global Holdings I've received several calls from the company to discuss my account because it was active. We are a debt relief agency. Would you be willing to share your email address, phone number or Client ID associated with your account? It appears to be a virtual office space. Had 2 summons to appear in court from creditors. If you are one of the millions of Americans facing consumer litigation for unpaid debt, Greenstone Legal group can help protect your rights and defend your case. Horrible company.They claim the first settlement in 7 to 9 months yet took my money for 18 months and didn't settle one debt.I tried to reach a manager for 7 months and could not get anybody to return my calls.They actually refuse to tell me the contact information for my negotiator and lawyer representation.My creditors ended up taking me to court and this company caused me further financial distress.I would not trust or use this company.
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