allocation considerations to help us continue to deliver significant authorized a contingent increase in the Companys share repurchase Understanding common misconceptions can help you determine if a fixed indexed annuity is right for you. It is licensed to conduct business in all 50 of the U.S. states, and as of early 2017, the company has sold more than 1.1 million policies. Optima Losses in excess of the Buffer Rate will reduce your Segment Value. Accumulation may not exceed 20 Contract Years. File a claim? Product not available in all states. Athene Holding Ltd. (Athene) (NYSE: ATH), a leading provider of / pension risk transfers. Please see Certificate of Disclosure for more information on these features. repurchases of common stock is estimated to be approximately 15% of the $ 10,000.00. But there can still be some questions left unanswered and, the only way to really know if this particular annuity could be right for you is to test it with an annuity calculator. organic growth, acting as a solutions provider within the restructuring Products not available in all states. application/pdf This material is a general description intended for general public use. By contacting us you may speak with an insurance licensed agent in your state, and you may be offered insurance products for sale. In addition, we also know that details about annuities and other financial products, too can change somewhat quickly. While we do realize that this annuity review was a tad bit long, our feeling is that we would much rather provide you with a lot of details than with not enough. Please reach out to your financial professional if you have any questions about insurance products and their features. Adobe InDesign CS6 (Macintosh) Optima-Italic Annuity contracts and group annuity contracts are issued by Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY, in New York state. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. Creating lifetime income for a secure retirement. Training is required prior to selling any Athene annuity. And, while many financial advisors may leave out most of the drawbacks (especially if they are vying for a commission on the sale of the annuity to you), we believe that knowing the whole story is the only way for you to make a well-informed decision. 646 768 7309ngunn@athene.com. Every FIA is different, but youll generally choose a term from one to 7 years. Includes all the features above plus a liquidity rider (for a charge) with features that are among the most robust in the industry. statements are based on the beliefs and assumptions of Athene's While your money is not invested directly in the index, you receive Segment Credits based partly on how the index performs. uuid:bdbe0250-a3bc-d14a-8854-cb8a3fe66a1d AccuMax can help you protect what you have, increase growth potential and ensure it will last. Insurance products may not be available in all states. 2544995925 If at the end of the withdrawal charge period, the total interest credited to the Accumulated Value is less than the Minimum Interest Credit, the client automatically receives a one-time interest credit equal to the difference.4. Product features, limitations and availability vary; see the Certificate of Disclosure for details. Registered Index-Linked Annuities (RILAs), Additional Beneficiaries Designation- Supplement to Beneficiary Change, Income Benefit Rider Election and Service Request Form - TargetPay and TargetPay Plus, Required Minimum Distribution (RMD) Request, Withdrawal Request - Tax Sheltered Annuity (TSA), Income Rider Withdrawal Request for BPA Income, Income Rider Withdrawal Request for Fixed Products, Income Rider Withdrawal Request for Indexed Products, Income Rider Withdrawal Request for LifeTime Solutions Annuity, Annuity Claim Form Statement of Beneficiary, Individual Beneficiary Qualified Claims Form Kit, Individual Beneficiary Non-Qualified Claims Form Kit, Electronic Funds Transfer (EFT) Authorization, Authorization to Release Policy Information, Collateral Assignment of Life Insurance or Non-Qualified Annuity Form, Request for Policy Change Flexible Premium Universal Life, Request to Convert Term Policy to Whole Life, Request to Change to Extended Term or Reduced Paid Up, Request for Full/Partial Surrender - Life Insurance, Request for Distribution of Life Insurance Maturity Proceeds, Athene Annuity & Life Assurance Company of New York Appendix 10A (Alternate 1), Athene Annuity & Life Assurance Company of New York Appendix 10C (Alternate 1), Athene Annuity & Life Assurance Company of New York Appendix 11 (Alternate 1), Authorize an Electronic Funds Transfer EFT, Company, Partnership or LLC Verification Form, Authorize automatic withdrawals from my annuity contract, Make a partial withdrawal from my annuity contract, Make a partial withdrawal from my TSA/403b contract, Substantially Equal Periodic Payments under 72q & 72t, Convert my existing traditional IRA to a Roth IRA, Transfer funds from Employee Retirement Plan, Withdrawal and Surrender Request Annuity Contracts Only, Withdrawal, Surrender and RMD -Pension Plan (does not include 403(b)/TSA), Substantially Equal Periodic Payments under 72q and 72t, IRA Qualified Charitable Distribution Request, Change your existing 403(b)/TSA to a Traditional IRA, Change your existing Traditional IRA to a SEP-IRA, Change your existing Pension, Money Purchase, or Profit Sharing Plan to a Traditional IRA, Change your existing SEP-IRA to a Traditional IRA, Change your existing 401(k) to a Traditional IRA, Convert your existing Traditional IRA to a Roth IRA, Authorize an Electronic Funds Transfer (EFT), Variable Universal Life Service Request Form, Clarity Variable Annuity Service Request Form, Clarity 2+2 Variable Annuity Service request Form, Variable Annuity Disbursement Request Form, Make an IRA Qualified Charitable Distribution, Withdrawal and Surrender Request- Annuity Contracts Only, Withdrawal, Surrender and RMD - Pension Plan (does not include 403(b)/TSA), Request withdrawal under Terminal Illness/Confinement Waiver, Benefit 10 Request withdrawal under Terminal Illness/Confinement, Request to Begin, Suspend or Restart Income Rider Payments; Request to Terminate Income Rider, Benefit 10 Request to Begin, Suspend or Restart Income Rider Payments; Request to Terminate Income Rider, Request to Transfer Traditional IRA to SEP-IRA, Request to Transfer SEP-IRA to Traditional IRA, Policy Change Flexible Premium Universal Life, Annuity Substantially Equal Periodic Payments Under I.R.C. xmp.iid:916C9A28682068118083F0B7E582CB61 S7293_CurrentAnnuities_05-15.indd million of share repurchase capacity; to date, the Company has Athene Performance Elite 15 Fixed Indexed Annuity $ 10,000.00 Athene Performance Elite 15 fixed index annuity is a 15-year retirement savings plan offering a premium bonus, designed to safely grow your retirement savings and protect against stock market volatility. Please reach out to your Financial Professional for more details on state approvals and firm guidelines. Discover why a registered index-linked annuity may be an important part of your retirement financial strategy. Buffer Segment Option risk-reward, all while preserving balance sheet strength. This material should not be interpreted as a recommendation by Athene Annuity and Life Company, Athene Annuity & Life Assurance Company, Athene Annuity & Life Assurance Company of New York, or Athene Securities, LLC. Under current tax law, the Internal Revenue Code already provides tax deferral to qualified money, so there is no additional tax benefit obtained by funding a qualified contract, such as an IRA, with an annuity; consider the other benefits provided by an annuity, such as lifetime income and a Death Benefit. Annuity contracts and group annuity contracts are issued by Athene Annuity and Life Company (61689), West Des Moines, IA, and Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware, in all states (except New York), and in D.C. and PR. West Des Moines, IA 50266, Call: 888-ANNUITY (888-266-8489) Call 888-266-8489 to speak to a customer service representative. Built for accumulation with a Return of Premium guarantee. And, because of this growing popularity, the number of insurance and financial advisors who are offering these products has also increased substantially. This material should not be interpreted as a recommendation by Athene Annuity and Life Company, Athene Annuity & Life Assurance Company, Athene Annuity & Life Assurance Company of New York, or Athene Securities, LLC. The term financial professional is not intended to imply engagement in an advisory business with compensation unrelated to sales. %PDF-1.6 % accomplish these objectives, Athene is launching a preferred stock For claim forms, call 800-800-9882 to speak with a customer service representative. This material is a general description intended for general public use. MAY LOSE VALUE. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. Will your retirement money last as long as you do. principal subsidiaries include Athene Annuity & Life Assurance Company, Since December Athene is driven to deliver innovative fixed and fixed indexed annuities that help you win your market. Athene Ascent Pro fixed indexed annuity turns the income rider into income opportunity. Following that seminar, you may even have made a follow-up appointment with the presenter or with another financial advisor, with the purpose of purchasing an annuity. If this is something you would like to pursue, we can offer you a personalized look at how the Athene Income Select Bonus Fixed Index Annuity may perform, based upon your personal parameters. Beginning in the first Contract Year, you can withdraw up to 10% of your annuitys Accumulated Value each Contract Year without a Withdrawal Charge or Market Value Adjustment (MVA).3, Provides the opportunity for a one-time automatic interest credit. Indexed annuities are not stock market investments and do not directly participate in any stock or equity investments. Product features, limitations and availability vary; see the Prospectus for details. years. There, in return for a complimentary dinner or lunch, the presenter may have gone into detail about the Athene Income Select Bonus annuity or some other similar product. Please see Certificate of Disclosure for more information. Over the past several years due in large part to the constant volatility of the stock market these types of annuities have become quite popular. Box 1555 property; the ability to maintain or obtain approval of the Delaware MAY ONLY BE OFFERED BY A LICENSED INSURANCE AGENT. Athene Holding Ltd. (Athene) is a leading retirement services company that issues, reinsures, and acquires retirement savings products. Annuity contracts and group annuity contracts are issued by Athene Annuity and Life Company (61689), West Des Moines, IA, and Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware, in all states (except New York), and in D.C. and PR. Athene, through its subsidiaries, is a leading retirement services Athene RILAs offer unique crediting features that can potentially enhance growth and step-up protection. S UMMARY PROSPECTUS J uly 31, 2014 (as supplemented October 14, 2014) S hare C lass: I nst P A dmin D A B C R Ticker: P HIYX P HLPX P HYAX P HYDX P HDAX P HDBX P HDCX P HYRX B efore you invest, you may want to review the Fund's prospectus, which, as supplemented, c ontains more information about the Fund and its risks. For financial professional use only. Need to change your beneficiary? Athene has filed a registration statement (including a prospectus) with With an Athene Income Preferred Bonus Fixed Indexed Annuity, you can save more money for retirement income. Please reach out to your financial professional if you have any questions about insurance products and their features. Mailing Address: representatives from time to time may contain, forward-looking 3. NOT A DEPOSIT. Optima-Bold Contact your back office or the Athene Sales Desk for product availability. AthenePerformance Elite7 Rates and Availability, Athene Performance Elite 10 Rates and Availability, AthenePerformance Elite15Rates and Availability. This material should not be interpreted as a recommendation by Athene Annuity and Life Company, Athene Annuity & Life Assurance Company, Athene Annuity & Life Assurance Company of New York, or Athene Securities, LLC. Life Re Ltd., a Bermuda-domiciled reinsurer. See the Indexed Strategy Inserts for more information. For financial professional use only. Annuity riders may be available for an additional annual premium that can provide additional benefits and income guarantees. Income Preferred Bonus Fixed Indexed Annuity - PDF Free Download The Initial Strategy Charge Rate is set at contract issue and guaranteed for the first Index Term Period. All of the forms you may need are just a few questions away. solicitation of an offer to buy any securities, nor shall there be any 5 After annuitization, payments will be consistent with the settlement option selected. In addition, as with most other annuities, this contract is somewhat illiquid in that you are only allowed to withdraw up to 10% of the annuitys value during the first ten full years of the contract. If you look far and wide, you would still be hard pressed to find any financial product or services that did not charge a fee. it remains a highly accretive capital deployment opportunity to drive Required fields are marked *. PO Box 19087 Learn more about Athene FIAs. No problem! This can, in turn, allow your money to grow and compound exponentially over time. In Oregon, the Performance Elite 15 Plus Enhanced Free Withdrawal amount is 0% in the first year and increases to 10% beginning in the second contract year. While your money is not invested directly in the index, you do receive index credits based partly on how the index performs. Athene Ascent SM Pro 10 Bonus Enhanced Income Benefit Availability and Qualification To qualify for the Enhanced Income Benefit, after a one year waiting period, the persons for whom Lifetime Income Withdrawals are based must be confined to a Qualified Care Facility for 180 out of the last 250 Days. Product features, limitations and availability vary; see the Certificate of Disclosure for details. The Company intends to use the proceeds of a preferred stock offering to MAY LOSE VALUE. Linotype AG MAY LOSE VALUE. These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. Athenes Board of Directors has specifically Optima-Regular For a full explanation of an annuity, please refer to the Certificate of Disclosure or Prospectus (as applicable) and contact your financial professional or the company for costs and complete details. default This activity includes repurchasing $178 million or 4.2 million The institutional channel includes reinsurance and group annuity contracts related to pension group annuities. Reform Act of 1995, Section 27A of the Securities Act of 1933, as PREMIUM BONUS The Athene Performance Elite annuities include a Premium Bonus that is credited at issue and provides an immediate increase to your annuity's Accumulated Value. 0 So while your returns are dependent on how your chosen index performs, it isn't literally invested in the market like a normal investment would be. Your email address will not be published. If youve been trying to find as much information as you can about annuities on the Internet, it is highly likely that you have come across many conflicting details about these products. Here are three other retirement planning options you should consider. 7700 Mills Civic Parkway PEMBROKE, Bermuda-- (BUSINESS WIRE)-- Athene Holding Ltd. ("Athene") (NYSE: ATH), a leading provider of retirement savings products, is launching an opportunistic offering of preference shares (to be represented by depositary shares). ANNUITIES ARE PRODUCTS OF THE INSURANCE INDUSTRY AND NOT GUARANTEED BY ANY BANK NOR INSURED BY FDIC OR NCUA/NCUSIF. would be incremental to Athenes existing authorization. Financial professionals will be paid a commission on the sale of an annuity. Market indices may not include dividends paid on the underlying stocks, and therefore may not reflect the total return of the underlying stocks; neither an index nor any market-indexed annuity is comparable to a direct investment in the equity markets. ATHENE ANNUITY AND LIFE COMPANY ALAC Separate Account 1 - Ameritas 8:00 a.m. - 5:00 p.m. CT, Monday - Friday, Pursue growth potential without sacrificing security. Product features, limitations and availability vary; see the Certificate of Disclosure for details. Income Base is equal to the Premium plus any applicable Income Base Bonus. Income Preferred Bonus S (0-78) Income Preferred Ten (0-78) Initial Premium $5,000-$74,999 Initial Premium $75,000+ Initial Premium $5,000-$74,999 Initial Premium Athene FIAs offer optional riders that provide benefits like lifetime income, increased liquidity or an enhanced death benefit option. compound annual growth in adjusted book value per share over the past 10 from application/x-indesign to application/pdf our assumptions and estimates; our ability to maintain or improve Athene Launches Preferred Stock Offering | Business Wire PDF AnnuityAdvisors - Where advisors go for advice - Annuity Financial Income Preferred Bonus approved with lower withdrawal charges in South Carolina and Texas. NOT A DEPOSIT. Registered Index-Linked Annuities (RILAs). 3676022683 Flexibility and security to reach for your retirement dream Reinsurance products are not protected or guaranteed by state insurance guaranty associations or insolvency funds. Act; litigation (including class action litigation), enforcement 1An annual charge is deducted for the rider. capacity to offset any near-term earnings dilution associated with a 2015-05-14T10:55:09-05:00 Provides a level of protection, up to the Buffer Rate, from typical market volatility and is a percentage of loss you dont wish to absorb. Become a Game Changer and help more people make their next life their best life. 8 Withdrawals and surrender may be subject to federal and state income tax and, except under certain circumstances, will be subject to an IRS penalty if taken prior to age 59. If you would like to learn more about the Athene Income Select Bonus fixed index annuity, then you are certainly in the right place now. These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. Yet, as you scan the world wide web for more information, it is probable that you have stumbled across other sites that try to lure you in by making claims like the following: Even though these claims may sound great initially, the truth is that they may not all be true. Athene Ascent Pro 10 Bonus GEN10 (04/14) and Athene Ascent Income Rider IR1 (09/15), IR2 (09/15) or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. our annual report on Form 10-K for the year ended December 31, 2018, Athene Ascent Pro 10 Bonus Annuity safely grows retirement savings and guarantees an inflation-adjusted income for life. Athene Agility Fixed Indexed Annuity. Such statements are subject to risks and uncertainties that ?gPmXaOxbi\YP}-4Im7vj{_ZYb\KaqsvW{XWE-6KRlvSjR[ q//|2}P{J`$Gp6jsk{'jb N cq~ /i j}aZ89j~h^CWYU|mN}sMU2n&@j#l;M9}yy?L3BXCT?T 1IU@:rZ]`v\w*nBd~^;1w\"\G%SCt5ljKn(=?/XG9YO_-D% zR[kr)q8_r{|rbo0aA_( f{%oUv]j}ltp~.aZ]7/Pa:;W[J2I;12=j{A5+ sEk.luVaJxgp1uOLT/Z')~L.cU|xn ?u5Sp{9N.- ^|]:`PjrRZ?^a?i[i5R~Wi|z3aJu!44)J~=o4P/Ao^J[;d4maj636;~H:WLK^cj_+W]a< n@W. Athene Ascent Pro GEN (09/15) NB, GEN10 (04/14) and Athene Ascent Income Rider IR1 (09/15), IR2 (09/15) or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. Reinsurers may not be licensed in all states. has filed with the SEC for more complete information about the issuer Safe Harbor for Forward-Looking Statements. The Income Preferred Pro is available to customers in Florida 65 and over. Independent Review of the Athene Income Select Bonus Fixed Index Annuity contracts and group annuity contracts are issued by Athene Annuity and Life Company (61689), West Des Moines, IA, and Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware, in all states (except New York), and in D.C. and PR. Adobe PDF Library 10.0.1 This material is a general description intended for general public use. Not to be used with the offer or sale of annuities. An annuity that adapts for changing retirement needs whether for growth, income or help with the unexpected. AnnuityAdvisors - Where advisors go for advice - Annuity Financial Withdrawals in excess of the free amount are subject to a Withdrawal Charge, MVA and any Premium Bonus Vesting Adjustment which may result in the loss of principal. Buffer Rate: A level of protection from potential market loss up to a Buffer Rate. PDF PERFORMANCE ELITE - AnnuityAdvisors financial strength ratings; our ability to manage our business in a Save more with great rates and lower potential risk With timely insights, in-depth product information and client-approved materials, our business-building toolkits are designed to help you and your clients do more. Athene Securities, LLC (Athene Securities) is the distributing underwriter of the contract.
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